
Modern Trade Solutions built for measurable outcomes
Our modern trade division bridges financial inclusion gaps with technology. From agency float refinancing to multi-network airtime distribution, we build and operate platforms that serve last-mile agents, merchants, and consumers across urban and rural Africa.

Inside the studio
Where we build modern trade solutions
Platforms for financial inclusion
From mobile banking to agency float management, we build and operate the infrastructure that connects last-mile consumers to financial services.
Mobile Banking Platforms
Device Financing (CPaaS)
Agency Float Refinancing (Okoa Float)
Multi-Network Airtime Resale
Mobile Data Distribution
Public Sector Infrastructure
Off-Grid Technology Solutions
Pay-As-You-Go (PAYG) Systems
Serving last-mile Africa
Our platforms power agent networks, airtime distribution, and PAYG systems across Kenya, Uganda, and Nigeria—reaching communities that traditional banking doesn't.
10,000+ Agents
Onboarded and transacting daily across 3 countries.
$2M+ Daily Volume
Float processed through our refinancing platform.
3 Active Markets
Kenya, Uganda, and Nigeria with expansion planned.
Active Agent Networks
6,200+ agents
$1.2M/day
2,800+ agents
$500K/day
1,000+ agents
$300K/day
How businesses use it
Digitize and manage agent networks for cash-in/out, bill collection, and account opening.
Enable buy-now-pay-later for smartphones and solar products with lock/unlock capability.
Multi-carrier airtime and data top-up platform for wholesalers and retailers.
PAYG solar systems with mobile money and metering integration.
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